DBP HELPS Re-Lending To Poor Students Through Partner Schools

DBP HELPS Student Loan, Study Now Pay Later Plan

The DBP Higher Education Loan Program for Students, or DBP HELPS, is a wholesale loan facility using qualified educational institutions as conduits for student loans. The educational institutions with transparency and good governance practices and tie ups with employers or manning companies are eligible to borrow under the DBP HELPS program. Under the program, educational institutions and their accredited partner companies or employers shall conduct the prequalification and selection of student borrowers.


The partner companies should provide on-the-job training, subsequent employment, and implement automatic payroll deductions to enable student borrowers repay their loans. Educational institutions may borrow up to 90% of the total cost, but not to exceed P150 million, based on the total cost of eligible expenditures and the number of student-borrower applicants.


Eligible student borrowers should be at least high school graduates, of good moral character, with excellent academic performance, and posses the mental and physical fitness to undergo and complete the program. Qualified expenditures include the cost of tuition, board and lodging, books, uniform, school materials, review and licensure fees, travel documentation, travel fees, airfare, and other training fees.


Eligible courses

  • Maritime
  • Education
  • Skills Training Certification on TechVoc courses
  • Culinary Arts
  • Information Technology
  • Business Process Outsourcing Related Courses
  • Hospitality Management
  • Graduate
  • Post-Graduate Courses
  • And other bridging courses


DBP HELPS is an extension of the DBP Endowment for Education Program (DEEP) that provides scholarships to promising youth, including persons with disabilities, from low income families. Flexibility may also be exercised in the selection of other courses eligible for support in accordance with changing job market demands as influenced by developments in the agricultural, industrial and services sectors.


Loan repayment term


Up to a maximum of 8 years inclusive of a maximum of 4 years grace period on principal amortization. Compounded interest on previous releases shall be capitalized.


Interest rate

  1. Market based, variable (for bank funds) or fixed rates
  2. Maximum of 2% per annum pass on spread to SBs for EIs administrative cost



Read the DBP HELPS for the partner schools and companies requirements here, https://www.devbnkphl.com/UserFiles/DBP_Helps.pdf

Or see PDF brochure below,





Repayments for the loan shall commence once the student finishes and leaves the educational institution.


DBP HELPS Student Loan Program



Contact information


Sen. Gil J. Puyat Avenue corner

Makati Avenue, Makati City 1200, Philippines

Telephone: 02 818 9511 to 20

Email: info@dbp.ph



PO Box

PO Box 1996 Makati Central Post Office

Makati City 1200



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